Loan for the life we desire

• All our services are fully smartphone-based. We avoid challenges imposed by traditional institutions, while providing customers worldwide with access to cash and the ability to use it wherever and whenever they choose.
• We use smartphone data to assess people’s credit. Without bureaucracy or paperwork, we developed a quick approval process that allows people to build or rebuild a solid credit history.

Personal Loan in 5 minutes

• Enter your Paytm Mobile wallet number in to "Loan Application" and click "Apply Now".
• Get Instant verification by Aadhaar on-line.
• Instaent approval by L-Pesa.
• Check your Paytm Mobile Wallet for cash loan in 5 minutes.

Micro Business Loan 

• Looking for the best support for quick financing for your business?
• Try the Micro Business Loan with minimum weekly repayment.

24/7 Weekly Repayment

• 24/7 Finance, without the pinch. 
• Transform your finances today by using L-Pesa services.
• Smaller instalments are more manageable.
• With L-Pesa, you can pay back your micro-loan with a weekly repayment in micro-instalments.
• Whether you need money for your personal growth, business development, you name it; you will soon discover that L-Pesa financial services are your secret to financial freedom.

Rates and Fees

The interest rate you will pay depends on your loan amount and credit profile. For medium to long term loans, maximum 1 year, the APR can be up to 20%. On short term loans the APR can be up to 20%. Repayment periods can be between 9 week and 24 months. For each loan we disburse will be charging 2% Processing Fee.